E Smart Money May/June Edition

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The May/Jun edition of Beckett e smart money is now available. Topics covered in this edition include the following:

• Higher earners will need to pay more into their pensions - a break from the long-standing principle that an individual receives tax relief on their pension contributions at their highest marginal rate
• Nine in ten gold-plated pension schemes are at risk of closure - the vast majority of firms say they have insufficient assets to meet their pension promises
• 2009/10 tax tables…what do the numbers mean to you?
• Housing market fortunes - could you end up paying too much tax?
• Absolute return funds - making money during both rising and falling markets
• Moving your pension - bringing your money under one roof
• Where should I put my money? - recession-proof your portfolio
• Will you be forced to delay your retirement? - advice is invaluable, particularly when you are dealing with more complex financial products
• Corporate retirement planning - choosing the right pension scheme options for you and your employees
• Retirement matters - your questions answered
• Budget 2009 at a glance - were you a winner or a loser?
• Self-employment - new penalties if you are late in notifying HMRC that you have commenced selfemployment
• Good news for grandparents - you’ll still be able to claim credits towards the basic state pension even if you’re providing childcare
• ISA limits increased - welcome news for savers who have seen their savings income fall
• Remortgaging - reduce the cost of your single biggest debt
• An opportunity to limit tax - crystallising losses could work to your advantage
• Budget 2009 - chancellor increases tax rate on high earners’
• A Budget for business? - the highlights at a glance
• Silver Savers - equality bill could outlaw accounts which are specifically for people aged over 50
• Maintaining the financialsecurity of your business - don’t overlook your most important assets
• National Insurance Contributions - 2009/10 financial year
• Protecting your money from inflation - what are your options?
• Investment trusts - driven by the level of demand for its shares

To download your copy of Beckett e smart money please click here

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