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The real cost of private medical procedures

A survey by Standard Life Healthcare shows that while two in three people would consider going private, most of them have the wrong idea about how much treatment costs.

Salary Sacrifice

Salary sacrifice provides an opportunity for employers to make savings and for staff to boost their pension payments.

Salary sacrifice occurs when employees give up part of their salary in return for a non-cash perk of equal value. The benefit of doing this would be that tax and National Insurance Contributions (NIC) would no longer be paid on the salary that has been sacrificed.

Pension payments could be increased by up to approximately 30% at no financial cost for basic rate tax paying employees

Some of the most popular salary sacrifice benefits include:

Employee Pension Contributions
Life Assurance
Childcare Vouchers
Staff Canteen Cards
Mobile Phones
At or near work Car Parking
Work Related Training
Professional Subscriptions
Cycle to work

Salary sacrifice can be offered as a stand-alone option alternatively companies can use the savings achieved to launch a flexible benefits package.

As the fine detail of salary sacrifice is complicated it is essential to obtain good advice in the first place. Communication needs to be clear and concise with individuals having sufficient information to make appropriate decisions in respect of their own benefits.

We are authorised and regulated by the Financial Services Authority. For further details please visit our regulatory page

The Beckett Investment Management Group

Dettingen House, Dettingen Way, Bury St Edmunds, IP33 3TU
Tel: 01284 754500 | Fax No: 01284 773701

8 Nursery Court, Kibworth Business Park, Harborough Rd, Kibworth, Leicestershire, LE8 0EX
Tel: 01162 756181 | Fax No: 01162 494435